Privacy Policy

• **What personal information do we process?** When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use.
• **Do we process any sensitive personal information?** Some of the information may be considered "special" or "sensitive" in certain jurisdictions, for example your racial or ethnic origins, sexual orientation, and religious beliefs. We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law.
• **Do we collect any information from third parties?** We do not collect any information from third parties.
• **How do we process your information?** We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.
• **In what situations and with which parties do we share personal information?** We may share information in specific situations and with specific third parties.
• **How do we keep your information safe?** We have adequate organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that unauthorized third parties will not be able to defeat our security.
• **What are your rights?** Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.
• **How do you exercise your rights?** The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

**In Short:** We collect personal information that you provide to us.

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

• names
• emails
• passwords
• contact preferences

**Sensitive Information:** We may process sensitive information when necessary with your consent or as otherwise permitted by applicable law.

**In Short:** Some information such as your Internet Protocol (IP) address and/or browser and device characteristics is collected automatically when you visit our Services.

This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Log and Usage Data

Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect. This may include your IP address, device information, browser type, date/time stamps associated with your usage, pages and files viewed, searches, features you use, and device event information (such as system activity, error reports, and hardware settings).

Device Data

We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. This may include your IP address (or proxy server), device and application identification numbers, operating system, browser type, hardware model, Internet service provider and/or mobile carrier, and configuration information.

Location Data

We collect location data such as information about your device's location, which can be either precise or imprecise. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access or by disabling your Location setting on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services.

**In Short:** We may collect information regarding your push notifications when you use our apps.

**Push Notifications:** We may request to send you push notifications regarding your account or certain features of the App. If you wish to opt out, you may turn them off in your device's settings.

**In Short:** We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

• To **facilitate account creation and logon process**.
• To **post testimonials**.
• To **provide the Services** to the user.
• To **respond to user inquiries/offer support** to users.
• To **send you marketing and promotional communications**. You can opt out of our marketing emails at any time.
• To **deliver targeted advertising** to you, personalized to your interests and location.
• To **save or protect an individual's vital interest**, such as to prevent harm.

**In Short:** We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.

If you are located in the EU or UK, this section applies to you.

We may rely on the following legal bases to process your personal information under the GDPR and UK GDPR:

• **Consent:** You have given us permission to use your personal information for a specific purpose. You can withdraw your consent at any time.
• **Performance of a Contract:** It is necessary to fulfill our contractual obligations to you, including providing our Services.
• **Legal Obligations:** It is necessary for compliance with our legal obligations, such as to cooperate with law enforcement or defend our legal rights.
• **Vital Interests:** It is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to safety.

If you are located in Canada, this section applies to you.

We may process your information with your specific permission (**express consent**) or where your permission can be inferred (**implied consent**). You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted to process your information without your consent, including:

• If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way.
• For investigations and fraud detection and prevention.
• For business transactions provided certain conditions are met[cite: 639].
• If the collection is solely for journalistic, artistic, or literary purposes.
• If the information is publicly available and is specified by the regulations.
• Other grounds relating to legal/insurance claims, identifying persons, financial abuse, and investigating breaches[cite: 640, 641, 642, 643, 644, 645].

**In Short:** We may share information in specific situations described in this section and/or with the following categories of third parties.

We may need to share your personal information in the following situations:

• **Business Transfers:** We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition.
• **Affiliates:** We may share your information with our affiliates (parent company, subsidiaries, joint venture partners, etc.)[cite: 651, 652].
• **Business Partners:** We may share your information with our business partners to offer you certain products, services, or promotions.

**In Short:** If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Where you choose to register and log in using your third-party social media account details (like your Facebook or Twitter logins) , we will receive certain profile information about you from that social media provider. This profile information may include your name, email address, friends list, and profile picture, as well as other information you choose to make public.

We will use this information only for the purposes described in this Privacy Notice. We are not responsible for other uses of your personal information by your third-party social media provider and recommend you review their privacy notice.

**In Short:** We may transfer, store, and process your information in countries other than your own.

Our servers are located in **United States**. If you are accessing our Services from outside the United States, your information may be transferred to, stored, and processed by us in our facilities and by third parties in **Germany**, and other countries.

If you are a resident in the European Economic Area (EEA) or United Kingdom (UK), these countries may not have data protection laws as comprehensive as those in your country. However, we have implemented measures to protect your personal information, including by using the **European Commission's Standard Contractual Clauses** (SCCs) for transfers of personal information from the EEA or UK to third countries.

**In Short:** We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice. No purpose will require us keeping your personal information for longer than the period of time in which users have an account with us.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or securely store it and isolate it from any further processing until deletion is possible (e.g., if stored in backup archives).

**In Short:** We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. Transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

**In Short:** We do not knowingly collect data from or market to children under 18 years of age.

By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data.

If you become aware of any data we may have collected from children under age 18, please contact us at [email protected].

In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. You may review, change, or terminate your account at any time.

Your Rights

• The right to request access and obtain a copy of your personal information.
• The right to request rectification or erasure.
• The right to restrict the processing of your personal information.
• The right to **data portability** (if applicable).
• The right to **object to the processing** of your personal information.

You can make such a request by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

Withdrawing your consent

If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. You can withdraw your consent by contacting us or updating your preferences.

Account Information

If you would at any time like to review or change the information in your account or terminate your account, you can contact us[cite: 703, 704]. Upon your request, we will deactivate or delete your account, though we may retain some information to prevent fraud, troubleshoot problems, and comply with legal requirements.

Opting out of marketing and promotional communications

You can unsubscribe from our marketing communications at any time by clicking on the unsubscribe link in the emails that we send or by contacting us. We may still communicate with you for service-related messages necessary for the administration and use of your account.

Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature. Since no uniform technology standard for recognizing and implementing DNT signals has been finalized, we do not currently respond to DNT browser signals. If a standard is adopted, we will inform you about that practice in a revised version of this Privacy Notice.

If you are a resident of California, Virginia, or Utah, you may be afforded specific rights regarding access to your personal information.

California Residents

**"Shine The Light" Law (Cal. Civ. Code § 1798.83):** California residents can request and obtain from us, once a year and free of charge, information about categories of personal information we disclosed to third parties for direct marketing purposes[cite: 718, 719].

**Minors:** If you are under 18 and have a registered account, you have the right to request removal of unwanted data that you publicly post. We will make sure the data is not publicly displayed, but it may not be completely or comprehensively removed from all our systems (e.g., backups).

CCPA Privacy Notice: Categories of Personal Information Collected (Past 12 Months)

• **A. Identifiers:** YES (Real name, alias, address, phone, IP address, email, account name) [cite: 734, 735, 736, 737]
• **B. Personal information categories (Cal. Civ. Code § 1798.80(e)):** NO [cite: 738, 739, 740]
• **C. Protected classification characteristics:** YES (Gender, sexual orientation, religious/philosophical beliefs, racial/ethnic origin)
• **D. Commercial information:** NO
• **E. Biometric information:** NO
• **F. Internet or other similar network activity:** YES (Browsing/search history, online behavior, interest data, interactions) [cite: 748, 749, 750]
• **G. Geolocation data:** YES (Device location)
• **H. Audio, electronic, visual, thermal, olfactory, or similar information:** NO
• **I. Professional or employment-related information:** NO [cite: 757, 758]
• **J. Education Information:** NO
• **K. Inferences drawn from other personal information:** NO [cite: 762, 763]
• **L. Sensitive Personal Information:** YES (Account log-in credentials, racial or ethnic origin, sexual orientation, religious or philosophical beliefs, genetic data, health data, and data concerning a natural person's sex life)

We may also collect other personal information through instances where you interact with us in person, online, or by phone or mail in the context of receiving help through customer support channels , participation in customer surveys or contests , and facilitation in the delivery of our Services.

Your California Privacy Rights

• **Right to request deletion of the data - Request to delete:** We will honor your request and delete your personal information, subject to certain exceptions provided by law.
• **Right to be informed - Request to know:** You have a right to know what personal information we collect, the purposes for its use, whether we sell or share it, and the specific pieces of personal information collected about you[cite: 785, 786, 793].
• **Right to Non-Discrimination:** We will not discriminate against you if you exercise your privacy rights.
• **Right to Limit Use and Disclosure of Sensitive Personal Information:** You have the right to direct us to limit the use of your sensitive personal information.
• **Right to opt-out of the selling or sharing of personal information:** You have the right to direct us not to sell or share your personal information. We do not sell or share personal information to third parties for cross-context behavioral advertising.

To exercise your right to know or your right to delete, please email us at [email protected] or submit a data subject access request.

Virginia and Utah Residents

The personal information categories collected and your rights (including the right to delete, the right to know, and the right to opt-out of the selling or sharing of personal information) for Virginia and Utah residents are provided under the corresponding sections of our policy. To exercise these rights, please follow the contact instructions in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"[cite: 716, 799, 825].

We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.

If you have questions or comments about this notice, you may email us at [email protected] or contact us by post at:

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a data subject access request.